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Principles and Practices of Financial Management
We've produced documents to let you know our principles of how we manage our with profits policies. They also explain:
- how we put our principles into practice;
- how we invest your money in our with profits policies; and
- how we add assets to your policy.
We've two Principles and Practices of Financial Management (PPFM) that cover different types of business. To view the PPFM that relates to your policy documentation please select the correct link below.
To read the literature you need to have Adobe Reader installed on your computer. If you don't already have it you can download it for free from the Adobe
Reader Web site.
 Scottish
Provident With Profit Fund
Scottish
Provident Special Fund
We've also produced Customer Friendly Summaries of the above PPFMs, which customers should have received. You can read your Customer Friendly Summary by following this link.
If you've any questions then you can call our Life Helpdesk on 0845 741 3002, our Pensions Helpdesk on 0845 270 1075 or e-mail us by following this link.
If you wish to contact us by email please remember that this will be unencrypted. This means the email could be intercepted and read by unauthorised third parties. We recommend that you do not send any financial, confidential or sensitive information by email.
Annual Report
Every year, normally in June, we produce an annual report for our with profits policyholders. It informs you:
- how we managed our with profits business during the last year, in line with our PPFMs;
- what we've done to make sure we treat you fairly; and
- a statement from our With Profits Actuary explaining how the funds have been managed.
If you would like to read our most recent report, please click on the link below.
To read the literature you need to have Adobe Reader installed on your computer. If you don't already have it you can download it for free from the Adobe
Reader Web site.
Scottish Provident Report - 1 January 2007 to 31 December 2007
Protect yourself against financial crime
We have produced a guide to help protect you against identity theft, fraud and money laundering. Follow this link to see this guide.
If you would like to speak to someone about the information given in this page, you can call our Life Helpdesk on 0845 741 3002, our Pensions Helpdesk on 0845 270 1075 or e-mail us by following this link. Alternatively, if you have a Financial Adviser they should be happy to advise on any queries you may have.
If you wish to contact us by email please remember that this will be unencrypted. This means the email could be intercepted and read by unauthorised third parties. We recommend that you do not send any financial, confidential or sensitive information by email.
Scottish Provident Limited is registered in Scotland No. SC212709, and is authorised and regulated by the Financial Services Authority. Scottish Provident Trustees Limited is registered in Scotland No. SC108046. Both companies have their Registered Office at: 301 St Vincent Street, Glasgow G2 5HN. Scottish Provident Pension Trustees Limited is registered in England No. 2404622. Registered Office: 1 Wythall Green Way, Wythall, Birmingham B47 6WG.
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